Dear Friend, Let Me Give YOU a Better Mortgage - A VERICO MORTGAGE! Never before has there been such a wide range of sources for home mortgages in Canada. Today banks, credit unions, life insurance and trust companies are all in the market competing for your business. The right mortgage, and the right mortgage lender, depends on many variables such as the property type, location, use, and value. Even more important is considering your needs and goals as the property owner. What a mortgage is going to cost will depend only in part on the interest rate, so make sure your inquiry goes beyond just "What's your rate?"

You must consider important factors such the appropriate amount, term, amortization, and payment plan of the mortgage you are considering.

In addition, you should look closely at the mortgages pre-payment privileges as well as any penalties, fees and other non interest related costs that lenders typically charge.

With such a wide variety of financial institutions offering mortgages, you have never had such a wide range of options - however the process of finding the most suitable mortgage has also become more complex.

Certain lenders focus on the residential property market and others focus on commercial or recreational.

Other lenders will focus on harder to finance borrowers that may have credit approval challenges with banks due to late payments, or previous bankruptcy. Finally there are lenders that specialize in certain types of properties and types of borrowers.

While one lender may not approve a self employed person or newly arrived immigrant, another lender may focus entirely on serving this type of customer.

It is important to consider your alternatives and this is where I can help you to help you make the right decisions.

VERICO is a national network of independently owned and operated mortgage brokers who provide expert financing advice and services to property owners across Canada. VERICO Brokers have access to over 50 of Canada's largest mortgage lending financial institutions.

As independent correspondents for the VERICO network of financial institutions each broker is typically paid by the lender that funds the loan, this means you do not pay any brokerage fees on clean credit transactions.

I shop the lender network to ensure you get the best available mortgage with the best available mortgage rate.

From residential to commercial and recreational properties I can help you make the right decisions by providing you with a wide range of alternatives. Whether you're buying a home, renewing your mortgage, or thinking about refinancing to renovate, invest or even consolidate your debts.

I have hundreds of satisfied and repeat clients whom I helped to achieve their goals quickly and without the time consuming office appointments.

If you are searching the internet for the right mortgage solution to your situation then you arrived at the right place because all you need to do is to spend the next 5 to 10 minutes completing my secure server on-line application form and I will take immediate action to deliver your mortgage approval right into your email box.

In fact, I may be able to provide you with up to 5 of your best financing options for you to choose from so you can review them in the comfort of your home.

To Your Success!

Joe Malek, AMP
Accredited Mortgage Professional
Call Me Toll Free: 1-888-292-2156

P.S. That’s all there is to it... NO hassle, NO negotiations, NO running around, NO office visits, NO application fee... JUST TOP QUALITY SERVICE!

P.P.S. Take a few minutes to browse through my website and don’t forget to check out my blog and client testimonials.