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MORTGAGES FOR SELF-EMPLOYED
Mortgages For Self-Employed Without Income Verification
There are many benefits to being self-employed and one of them is writing off as many expenses as possible to reduce your taxes.
This is a great tax reduction strategy but as you know this also makes it more difficult for you to qualify for a traditional mortgage at your bank.
If you are self-employed and are looking to refinance your mortgage then most lenders will ask you to provide last 3 years Revenue Canada Notices of Assessment (NOA’s) to average your income from line 150.
This is fine when you don’t have many write offs but it will work against you if your net taxable income is low and it will result in automatic decline of your application.
NOT HERE…
My lenders will lend up to 90% of your appraised home value at discounted rates even when you are self-employed or on commission and show zero income.
Hi Joe,
I apologize for not responding for a few days..my husband has been in Kingston on business and I haven't had a chance to check the email.
I would like to thank you again for everything concerning our re-mortgage. We found your service to be very professional and I was very impressed with your quick response pertaining to our mortgage approval and questions.
As you know, we approached several banks throughout the last 2 years and because of our self-employed status, we were declined. I was most impressed with the fact that within 24 hours you had an approval for us, based on a no-income qualifier and were able to amortize our mortgage over a shorter period of time with an interest rate of prime plus 1 percent. My husband and I were able to pay off our credit card, pay our taxes, buy a new truck and we are still left with 40,000.00 equity in our home.
No bank would have been able to do this for us. It has given us an opportunity now with the money we are saving each and every month to plan ahead and get that 10% account going for our future.
I would not hesitate to recommend you to everyone that we know that is in need of your service. As I mentioned on the phone to you, I am training to sell real estate and I am very excited to know that I will be able to refer clients your site, and they will get the same professional service that my husband and I received.
Again Joe, thank you so very much and we will definitely contact you again when need arises.
Yours truly,
Danielle Herring |
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I have MANY great “stated income” products to help you where you provide only your last NOA to confirm that you do not owe back taxes.
If you do owe back taxes then we’ll have to go through one of my alternative lenders to get you approved and if you cannot provide NOA for whatever reason then I can still help you but the maximum LTV% will be reduced to 75% OR 85% of appraised value.
Complete my secure server online application form to get started.
SELECT A PROFESSIONAL...
Get Approved Using My Proven Services...
... in Less Than a Day!
APPLY ONLINE IN LESS THAN 10 MINUTES
If you answered "YES" and you want to take advantage of my proven mortgage services -- HERE ARE THREE EASY WAYS FOR YOU TO GET STARTED:
- CLICK HERE TO APPLY ON-LINE ON MY SECURE SERVER
Remember... there are NO upfront costs and NO obligations. If you are not satisfied with my work then you can cancel at anytime!
- CLICK HERE TO PRINT & FAX APPLICATION
The online application is securer but if you prefer faxing it then print my 'printable' application form and fax it to me toll free to 1-888-416-4096
- MAIL YOUR APPLICATION
If you prefer using "SNAIL MAIL" then mail the 'printable' application to the following address: VERICO Mortgage Network London Inc. Attn: Joe Malek, AMP... 321 Springbank Drive, London, Ontario, N6J 1G6
For faster service please use online application. Your request will get a top priority and you could receive your approval in less than a day!
Sincerely,
Joe Malek, AMP
Your Mortgage Agent (Lic.# M08004649)
Accredited Mortgage Professional and Debt Consolidation Expert!
P.S. That's all it's to it... no running around... no time consuming appointments... no office visits... and the lowest rates around!
P.P.S. Don't forget to
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VERICO Network is the fastest growing mortgage organization in Canada. Since 2005 the network has grown to over 150 locations throughout Canada that employ over 1,000 agents who collectively originate in excess of $7 Billion in mortgage loan volume.
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