VERICO MORTGAGE NETWORK LONDON, JOE MALEK - MORTGAGE AGENT
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HOME PURCHASE

first time home buyer

Buying a home is one of the biggest financial and lifestyle decisions you will make.

Whether you are buying a first home, moving up to a larger home, purchasing a second home, cottage or a rental property, you can take advantage of many purchase programs which could help you to buy your new home sooner.

I made the home buying process really simple for you with pre-approved mortgage certificate.

Pre-approved mortgage certificate is a written agreement that you will get a mortgage for a set amount of money at a set interest rate. Getting a pre-approved mortgage allows you to shop for a home without worrying how you'll pay for it.

All you need to do is simply complete my online application form for a home purchase and I will get you pre-approved for your maximum purchase price quickly.

The amount of mortgage you can afford depends on your credit rating, income, the down payment, current mortgage rates, and the amortization period you choose.

I know you have many questions but Pre-Approved Mortgage Certificate will help you to shop for your new home with confidence.

It will tell you exactly:

  • What you can afford
  • How much of a mortgage payment can you handle
  • What happens if interest rates rise while you are looking for your home
  • Your maximum purchase price
  • Your interest rate
  • Your terms, amortization, payment & pre-payment options

Pre-Arranged Mortgage guarantees your rate for up to 90 days and if rates go lower, you’ll automatically receive the lowest rate.

I offer flexible and a wide range of mortgage solutions, flexible payment options and prepayment privileges to suit your lifestyle.

  • A Business For Self (Alt. A) program. This program opens up high ratio mortgage opportunities for self-employed borrowers and commissioned sales people who cannot provide traditional income verification.
  • A Homebuyer 100 program. This innovative program is accessible to qualified homebuyers with no down payment.
  • A Cashback Equity program. I can help home buyers with good credit purchase a home without using a traditional down payment.
  • A Family Plan program. This program is for homeowners who want to help buy a home for elderly parents or entrepreneurial/student children with good credit but insufficient income to meet standard requirements.
  • A New to Canada program. For home buyers who have immigrated to Canada or have been transferred here by an employer - with as little as 5% down payment.
  • A Home Equity Line of Credit (HELOC). Home Equity Line of Credit up to 90% LTV, so you can enjoy access to additional funds with more flexibility and convenience.
  • A Purchase Plus Improvement program. This program makes it possible for you to make improvements to homes immediately after taking possession.
  • A Vacation/Second Home Mortgage program. Obtain financing on the purchase of a vacation or recreation home with as little as 5% down payment.

Click here to get pre-approved today!

VERICO